Should we trust the cashback services and what are some safety precautions to take

October 7th, 2016

Due to the growing number of cyber phishing schemes and cyber scams, many people are still not sure whether or not they should trust the cashback sites and apps which are actually offering “free money”.

True, you shouldn’t trust all those alluring spam offers you receive in your e-mail every day, but the reputable cashback websites are actually the real deal, and not only should you trust them, but you should also use them as much as possible!


cashback apps


Reasons why you should use cashback services when shopping and paying for services

If you tend to shop online, then you should definitely take advantage of the various cashback websites available. Cashback is getting a percentage or cut back for a purchase you make online. Yes, it requires spending money, to get money, but if you are going to spend that money anyway to buy groceries, pay for a service or to buy anything else, why not save some money from the purchase? You can save even more money by using a coupon code and a credit card which has cashback too.

It does take slightly longer to take that additional step and look for the retailer at the cashback website or app, but in the long run, it is worth it, because you will be actually making money while spending it.

The cashback is transferred to your account where it is accumulated. You can transfer it to a bank account or another money transfer service or withdraw it once it reaches the required amount for withdrawal.

To get the best offer, take the time and search the cashback offers of the different cashback sites and cashback applications, especially if you are shopping for something big and expensive. When the price is high, every percent of cashback counts. There are websites which can be used to compare the cashback offers and rates offered by the various cashback websites and apps.

There are 4 important rules which you need to know, in order to make sure you receive your cashback money and are safe when shopping online.

The 4 cashback rules for safety

  1. It is a good idea to consider the cashback money as a bonus rather than a guaranteed sum you will receive. There are many cases, when cashback transfers are delayed and are even cancelled. This could be due to a number of reasons. Most commonly, the commission from the retailer to the cashback site has been delayed or not paid. You do not have as much rights to challenge the cashback site as you would if you purchase a good directly from the retailer.  So, just consider the cashback as a bonus.
  2. Until you actually receive your cashback money in your own bank account, it is not yours. There are a number of scammers out there who set up false cashback sites, so you need to transfer the cashback money you accumulate in your own bank account as soon as it reaches the minimal amount allowed for transfer.
  3. Do not attempt to store your money in the cashback account. Each time the sum reaches the minimal required level allowed to be transferred – do it. Cashback site and apps are not banks, so don’t risk keeping your money there.
  4. Regularly clean the cookies in your computer’s cache, because the cashback sites do track your visits.

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